Puas yog Pet Insurance npog MRIs lossis X-Rays? Yuav Paub

Cov txheej txheem:

Puas yog Pet Insurance npog MRIs lossis X-Rays? Yuav Paub
Puas yog Pet Insurance npog MRIs lossis X-Rays? Yuav Paub
Anonim

Yog tias koj yog tus tswv tsiaj, tej zaum koj yuav paub tias kev kho mob kim npaum li cas thiab kev kuaj tsiaj tuaj yeem tau txais. Txawm hais tias koj tus tsiaj yuav noj qab nyob zoo, kev xwm txheej tuaj yeem tshwm sim, thiab nrog cov nqi pheej yig, nws yeej ib txwm pab tau kom muaj kev pab them nqi rov qab rau koj cov nuj nqis. Qhov ntawd yog qhov kev tuav pov hwm tsiaj tuaj rau hauv daim duab.

Nyob ntawm qhov kev pab them nqi koj tau txais, kev tuav pov hwm tus tsiaj tuaj yeem muaj txiaj ntsig zoo vim nws suav nrog ntau yam txheej txheem, kev kho mob, thiab tshuaj noj. Txawm li cas los xij, raws li cov khoom no tuaj yeem sib txawv, ntau tus neeg xav paub txog dab tsi kev pov hwm tsiaj npog thiab yog tias nws suav nrog cov khoom xws li MIRs thiab X-rays.

Cia li nyeem yog tias koj xav paub ntau ntxiv txog kev pov hwm tus tsiaj thiab yog tias nws them rau X-rays thiab MRIs. Cov lus teb luv luv yog tias ntau qhov kev tuav pov hwm tus tsiaj tau npog X-rays thiab MRIs, tshwj xeeb tshaj yog tom qab muaj xwm txheej.

MRI yog dab tsi?

MRI (Magnetic Resonance Imaging) yog ib qho kev ntsuam xyuas uas tso cai rau tus kws kho tsiaj ua qhov kev ntsuam xyuas tsis cuam tshuam ntawm koj tus tsiaj lub cev. Nws yog ib qho cuab yeej tseem ceeb rau kev txheeb xyuas kev raug mob thiab kab mob los muab kev kho mob txaus. Tias yog vim li cas qhov no yog qhov kev kuaj mob dav dav tshaj plaws rau cov tsiaj.

MRI scans xav kom koj tus tsiaj zaum tseem kom txog thaum lub scan tiav, yog vim li cas cov tsiaj feem ntau xav tau tshuaj loog mus rau hauv cov txheej txheem scan, ua rau nws kim dua.

scanning aub taub hau hauv magnetic resonance imaging (mri) tshuab
scanning aub taub hau hauv magnetic resonance imaging (mri) tshuab

Vim Li Cas Koj Tus Tsiaj Thiaj Xav Tau Ib?

Vets feem ntau siv MRIs los kuaj xyuas cov teeb meem nrog koj tus tsiaj lub hlwb thiab tus txha caj qaum, thiab lawv tuaj yeem pab kuaj mob paj hlwb, hauv caug, thiab cov teeb meem zoo sib xws. Yog tias koj tus tsiaj raug mob los ntawm cov teeb meem rov qab los yog tuag tes tuag taw los yog muaj kev taug kev txawv txawv thiab kev ua ub no, koj tus kws kho tsiaj yuav hais kom MRI scan.

Txawm hais tias MRI yeej tsis yog thawj qhov kev xaiv, tus kws kho tsiaj yuav qhia tias MRI tej zaum yuav tsim nyog tom qab lwm qhov kev ntsuam xyuas los txiav txim seb qhov tsis zoo rau koj tus tsiaj tus hlub. Nws yog qhov tshwj xeeb tshaj yog pab rau cov tsiaj uas muaj kev qaug dab peg thiab teeb meem taug kev los txiav txim siab txog kev noj qab haus huv hnyav xws li qog nqaij hlav. Nws tseem yog qhov tseem ceeb rau kev tshawb pom cov teeb meem sib koom tes thiab pob txha thaum cov duab hluav taws xob tsis tuaj yeem qhia qhov ua rau.

X-ray yog dab tsi?

X-ray (Radiography) yog ib txoj hauv kev uas pab koj kuaj tau ntau yam kab mob thiab teeb meem los ntawm kev saib hauv koj tus tsiaj lub cev thiab nkag mus saib cov pob txha thiab cov kabmob. Nws yog ib qho tshwj xeeb ntawm cov dev thiab miv, txawm tias lwm tus tsiaj tuaj yeem muaj x-ray yog tias lawv cov kws kho tsiaj xav tias yuav muaj teeb meem hauv lawv.

Zoo ib yam li MRI, X-ray xav kom koj tus tsiaj tseem nyob hauv lub sijhawm ua haujlwm, vim li ntawd koj tus tsiaj yuav tau txais tshuaj sedatives lossis tshuaj loog kom txog thaum tus txheej txheem tiav.

Cov kws kho tsiaj ua x-ray ntawm tus miv
Cov kws kho tsiaj ua x-ray ntawm tus miv

Vim li cas koj tus tsiaj yuav xav tau ib tug

Feem ntau, cov kws kho tsiaj siv xoo hluav taws xob los saib lub cev thiab cov pob txha ntawm koj tus tsiaj thiab tshuaj xyuas lawv cov kab mob lossis cov teeb meem tam sim no uas yuav tshwm sim hauv koj tus tsiaj lub cev.

Ntau yam xwm txheej yuav xav tau X-ray:

  • Cov teeb meem Orthopedic
  • Pab mob plab, raws plab, ntuav
  • Cysts, qog, pob zeb
  • Kuaj lub plawv, siab, ntsws, thiab lwm yam kabmob
  • Dental issues

Ua ntej X-ray, koj tus tsiaj yuav xav tau lwm yam kev tshawb fawb, xws li kuaj ntshav thiab ultrasounds, uas yuav ntxiv txog tus nqi kawg ntawm tus txheej txheem.

Kom muaj txoj hauv kev zoo tshaj plaws kom muaj tag nrho cov nqi ntxiv thiab cov txheej txheem them, nws yog qhov zoo dua los xaiv los ntawm cov tuam txhab pov hwm tsiaj nyob sab saum toj ntawm lub khw. Nov yog qee qhov ntawm lawv los ua kom koj xaiv yooj yim dua:

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Pab Pov Hwm Pov Hwm Li Cas?

Pet insurance yog ib txoj cai uas them koj tus tsiaj cov nqi kho mob nyob ntawm seb hom kev cai koj yuav. Qhov kev pov hwm tiag tiag tuaj yeem sib txawv ntawm koj txoj kev npaj, tab sis muaj qee cov txheej txheem thiab kev kho mob uas koj yuav tau them rov qab rau thaum koj tau txais kev pov hwm tsiaj:

  • Kev raug mob thiab xwm txheej: Ruptures, tawg pob txha, ligament teeb meem, nqos khoom, sprains
  • Hloov, mob, thiab mob hnyav: Kab mob, raws plab, ntuav, ua xua, tawv nqaij mob, mob caj dab, ntshav qab zib, kab mob plawv, mob cancer
  • Hereditary tej yam kev mob: Ntshav tsis zoo, qhov muag tsis pom kev, hip dysplasia
  • Diagnostics and tests: MRIs, X-rays, CT scans, blood tests
  • Lwm thiab holistic txheej txheem: Laser kho, acupuncture, chiropractics
  • Ntau yam txheej txheem: Tshuaj kho mob, phais, kho mob, tsev kho mob
  • Txoj kev coj cwj pwm: Kev txhoj puab heev, tawv tawv heev, ua rau zom zom
  • Kev noj qab haus huv: Vaccines

Daim ntawv teev cov txheej txheem yuav txawv ntawm lub tuam txhab mus rau lub tuam txhab thiab raws li koj cov kev pab them nqi, uas yog vim li cas nws tseem ceeb heev kom paub ntau ntxiv txog lawv.

Veterinarian tshuaj xyuas pug dev thiab miv hauv tsev kho mob
Veterinarian tshuaj xyuas pug dev thiab miv hauv tsev kho mob

Types of Pet Insurance Coverages

Feem ntau, muaj peb yam kev pov hwm tus tsiaj tseem ceeb: kev nthuav dav, kev sib tsoo nkaus xwb, thiab kev tiv thaiv kev noj qab haus huv. Txawm hais tias cov txiaj ntsig tshwj xeeb txawv nyob ntawm koj tus kws kho mob, muaj qee cov txheej txheem thiab kev kho mob uas muaj rau txhua qhov kev pab them nqi no.

1. Comprehensive Coverage

Cov kev pab them nqi kho mob suav nrog ntau yam mob, nrog rau kev kuaj mob, mus pw hauv tsev kho mob, phais, thiab tshuaj noj. Yog tias koj xav tau kev pab cuam uas npog MRIs thiab X-rays, qhov no yuav tsum yog koj xaiv.

2. Kev Nyab Xeeb nkaus xwb

Kev them nyiaj raug mob tsuas yog them rov qab cov nqi kho mob thiab kev raug mob uas tshwm sim los ntawm kev sib tsoo. Nov yog lwm hom kev tuav pov hwm tsiaj uas them cov nqi rau MRIs thiab X-rays. Txawm hais tias nws npog ntau yam xwm txheej, txoj cai no tsis suav nrog cov xwm txheej uas tshwm sim los ntawm cov xwm txheej uas twb muaj lawm thiab txhob txwm raug mob.

3. Kev Pabcuam Kev Noj Qab Haus Huv

Kev pab them nqi kho mob, lossis kev saib xyuas kev tiv thaiv raws li qee tus neeg hu nws, yog ib qho ntxiv rau ob txoj cai saum toj no, txawm hais tias qee lub tuam txhab muab kev pab cuam cais. Nws them cov nqi rau cov txheej txheem niaj hnub sib txawv, thiab nws tuaj yeem them rau lwm cov kev pabcuam xws li neutering thiab microchipping.

microchipping ib tug husky
microchipping ib tug husky

Txoj Kev Pov Hwm Tus Tsiaj Tsis Npog

Txawm hais tias kev tuav pov hwm tus tsiaj yog ib txoj hauv kev zoo kom tau txais koj cov nqi kho tsiaj rov qab los, qee qhov xwm txheej thiab cov txheej txheem yuav tsis muaj kev pov hwm.

Qee qhov kev cais tawm suav nrog:

  • Cov mob yav dhau los: Txhua yam mob lossis raug mob koj tus tsiaj tau ntsib ua ntej koj qhov kev pab them nqi pib feem ntau yuav tsis tau txais kev pab los ntawm koj lub tuam txhab pov hwm.
  • Kev sim kho: Kev kho thiab kev kuaj mob uas tsis pom zoo los ntawm koj tus kws kho tsiaj thiab raug suav tias yog kev tshawb nrhiav lossis kev sim kuj yuav tsis tau txais kev pabcuam.
  • Grooming: Feem ntau, txhua yam kev tu cev tsis yog yam uas koj lub tuam txhab tuav pov hwm yuav them.

Thaum twg Pet Insurance npog MRIs thiab X-rays?

Kev pov hwm tsiaj yuav them rau MRIs thiab X-rays thaum koj tus tsiaj raug mob los ntawm kev sib tsoo lossis mob. Feem ntau, lub tuam txhab pov hwm yuav them rau kev kuaj ntshav thiab kev npaj ntxiv ua ntej MRI scan lossis X-ray. Txawm li cas los xij, qhov xwm txheej koj tus tsiaj raug kev txom nyem los ntawm kev xav tau tsim nyog, txhais tau tias nws yuav tsum tau kuaj xyuas lossis nthuav tawm tom qab koj yuav txoj cai.

vetirinarian ua x-ray rau miv
vetirinarian ua x-ray rau miv

Thaum twg Pet Insurance Exclude MRIs thiab X-rays?

Thaum koj tus tsiaj xav tau MRIs lossis X-ray vim muaj mob yav dhau los lossis muaj mob / xwm txheej, hmoov tsis, kev pov hwm tsiaj yuav tsis them cov nqi no. Piv txwv li, yog tias koj tus tsiaj raug kuaj pom muaj mob ua ntej koj tso npe rau hauv kev tuav pov hwm tsiaj, lub tuam txhab yuav tsis kam them nyiaj rov qab, suav nrog MRIs thiab X-rays.

Puas Tsim Nyog Tau Txais Kev Pov Hwm Tsiaj?

Kev xwm txheej thiab kab mob tuaj yeem tshwm sim txawm rau cov tsiaj ntawm cov niam txiv uas ceev faj tshaj plaws. Thaum muaj tej yam zoo li ntawd tshwm sim, tshwj xeeb tshaj yog thaum koj tsis npaj rau cov nqi, nws tuaj yeem cuam tshuam nrog koj cov peev nyiaj thiab ua rau muaj teeb meem ntau.

Feem ntau cov txheej txheem kho tsiaj thiab kev kho tsiaj muaj nqi thiab tuaj yeem ua rau muaj nuj nqis lossis lwm yam teeb meem nyiaj txiag. Tias yog vim li cas kev pov hwm tsiaj yog qhov tseem ceeb rau kev ua kom koj tus tsiaj noj qab nyob zoo thaum ua ntse txog koj cov nyiaj tib lub sijhawm.

Tau kawg, kev tuav pov hwm tus tsiaj tsis yog ib yam uas koj yuav tsum muaj, yog li yog tias koj xav txuag koj tus kheej kom muaj teeb meem kev noj qab haus huv rau koj tus tsiaj, qhov ntawd kuj yog.

vet saib dev X-ray
vet saib dev X-ray

Pet Insurance Ua Haujlwm Li Cas?

Yog tias muaj qee yam tshwm sim rau koj tus tsiaj, kev pov hwm tus tsiaj yuav them ib feem ntawm cov nqi nyob ntawm koj txoj kev npaj thiab tus nqi them. Txawm li cas los xij, kev tuav pov hwm tus tsiaj ua haujlwm txawv, tsis zoo li kev pov hwm tib neeg li niaj zaus, qhov uas koj tuaj yeem them nyiaj rau ib feem ntawm cov txheej txheem lossis kev kho mob.

Rau kev tuav pov hwm tus tsiaj kom them rov qab cov nqi, koj yuav tau them tus txheej txheem thaum koj coj koj tus tsiaj mus rau kws kho tsiaj. Thaum ua tiav, koj yuav tsum xa daim ntawv thov nrog daim ntawv txais nyiaj rau koj lub tuam txhab pov hwm tsiaj. Thaum lawv tshuaj xyuas qhov kev thov, thiab yog tias txhua yam yog raws li koj txoj cai, lawv yuav xa cov nqi rov qab rau koj.

Yog tias koj tsis paub meej txog lub tuam txhab pov hwm tsiaj koj yuav tsum xaiv, ntawm no yog cov npe ntawm cov tuam txhab pov hwm tsiaj zoo uas muaj ntau yam kev npaj them rau MRIs thiab X-rays:

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Conclusion

Kev tuav pov hwm tus tsiaj npog MRIs thiab X-rays, feem ntau yog los ntawm kev pab them nqi lossis kev sib tsoo nkaus xwb. Txawm li cas los xij, nws yog qhov zoo tshaj plaws los tham txog tag nrho cov ntsiab lus nrog koj tus kws kho tsiaj muaj peev xwm los xyuas kom meej tias lawv suav nrog X-rays, MRIs, thiab tag nrho lwm cov txheej txheem thiab cov kev pabcuam koj xav tias yuav muaj txiaj ntsig zoo rau koj tus tsiaj.

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