Kev tuav pov hwm tus tsiaj tau dhau los ua neeg nyiam nyob hauv Asmeskas. Nrog rau cov nqi saib xyuas tsiaj txuas ntxiv nce ntxiv,1 ntau tus tswv tsiaj tau txais kev txuag nyiaj ntau los ntawm kev yuav cov phiaj xwm kev tuav pov hwm tsiaj.
Cov tswv tsiaj muaj ntau lub tuam txhab pov hwm tsiaj sib txawv uas lawv tuaj yeem mus rau kev yuav cov phiaj xwm pov hwm. Txawm hais tias lawv muaj ntau qhov kev pab cuam zoo sib xws, lawv txawv hauv ntau qhov chaw, xws li kev npaj kho kom haum, ntxiv-ons thiab cov neeg caij tsheb, thiab cov neeg siv khoom.
Nws yooj yim kom poob rau hauv cov ntsiab lus thiab xav tias ntxhov siab. Yog li, peb muaj kev tshuaj xyuas ntawm cov tuam txhab pov hwm tsiaj uas nrov tshaj plaws thiab tseem ceeb hauv Connecticut. Peb phau ntawv qhia yuav pab koj kom tau txais cov ntaub ntawv tseem ceeb uas koj xav tau los nrhiav txoj kev npaj pov hwm tsiaj zoo rau koj tus tsiaj.
15 Qhov Zoo Tshaj Plaws Kev Pov Hwm Tus Tsiaj Hauv Connecticut
1. Embrace Pet Insurance - Zoo Tshaj Tag Nrho
Txhua tus tsiaj ntawv pov hwm zoo tshaj plaws rau Connecticut yog Embrace Pet Insurance. Nws yog qhov kev xaiv zoo rau cov tswv tsiaj tshiab nrog cov tsiaj me thiab noj qab haus huv vim tias lawv tuaj yeem txuag tau tus nqi nrog Embrace's He althy Pet Deductible. Qhov kev pab cuam no muab $50 rau koj qhov kev txiav tawm rau txhua xyoo koj tsis tau txais cov nyiaj them rov qab kom txog thaum koj qhov nyiaj tshuav nce txog $0.
Nrog rau kev npog xwm txheej thiab kev mob nkeeg, Embrace lub hauv paus phiaj xwm tseem muab qee qhov kev pab them nqi kho hniav. Cov neeg tuav pov hwm txoj cai tseem muaj kev nkag mus rau 24/7 tus tsiaj telehe alth kab, uas tuaj yeem pab koj txuag ntawm cov nqi chaw ua haujlwm vet. Koj tseem tuaj yeem xaiv ntxiv kev pab them nqi kho mob rau koj txoj kev npaj los pab them cov nqi niaj hnub.
Embrace muab qhov txwv hnub nyoog ntawm 14 xyoo rau kev tsim nyog. Yog li, yog tias koj tab tom txiav txim siab tus kws kho tsiaj pov hwm no, koj yuav tsis xav tuav lub sijhawm ntev thiab muaj kev pheej hmoo ua rau muaj hnub nyoog txwv lossis xaus nrog cov nqi kim.
Pros
- Yuav tau txais credit ntawm kev txiav tawm
- Phau kev pab kho hniav
- Nkag mus rau 24/7 tus tsiaj telehe alth kab
- Kev xaiv kev noj qab haus huv ntxiv
Cons
Muaj hnub nyoog txwv rau kev tsim nyog txoj kev npaj
2. Lemonade Pet Insurance - Tus nqi zoo tshaj
Lemonade yog ib qho kev xaiv nrov ntawm cov tswv tsiaj vim nws pheej yig thiab cov nqi them. Lub hauv paus phiaj xwm npog feem ntau cov khoom uas nws cov neeg sib tw npog, suav nrog kev kuaj mob, xwm txheej ceev, thiab kev phais. Lemonade tseem paub txog nws cov kev pabcuam zoo rau cov neeg siv khoom thiab cov txheej txheem thov ceev ceev.
Ib yam uas yuav tsum nco ntsoov txog Lemonade yog tias thaum koj tuaj yeem thov cov kev pabcuam los ntawm txhua tus kws kho tsiaj hauv Tebchaws Meskas, kev pabcuam tsuas yog muaj nyob rau hauv 36 lub xeev xwb. Yog li, yog tias koj npaj yuav tsiv tawm ntawm Connecticut, koj tuaj yeem poob qhov kev pab cuam yog tias koj nyob hauv lub xeev uas Lemonade tsis them.
Pros
- Wide coverage for the price you them
- Cov neeg siv khoom zoo heev
- Quick claims processing
- Affordable
Cons
Cov kev pab tsuas muaj nyob rau hauv 36 lub xeev
3. Spot Pet Insurance
Spot Pet Insurance muaj ib lub tswv yim zoo tshaj plaws, tab sis nws los nrog tus nqi. Cov nqi them siab tshaj qhov nruab nrab, tab sis koj tus tsiaj yuav tau txais kev pab them nqi kho mob, teeb meem mob ntev, lwm yam kev kho mob, thiab kev kho mob rau cov teeb meem coj cwj pwm.
Txhua tus neeg tuav ntaub ntawv tseem tuaj yeem siv 24/7 telehe alth kab, yog li koj tuaj yeem txuag sijhawm thiab nyiaj txiag los ntawm kev txo qis kev mus ntsib kws kho tsiaj.
Spot muaj kev ntseeg siab rau nws cov kev pabcuam thiab muaj kev txhawb nqa zoo heev rau cov neeg siv khoom. Nws kuj muaj 30-hnub nyiaj-rov lav lav, yog li yog tias koj tsis txaus siab rau Spot, koj tuaj yeem tau txais cov nyiaj rov qab yog tias koj rho tawm hauv 30-hnub.
Pros
- Very comprehensive coverage
- Nkag mus rau 24/7 telehe alth kab
- zoo heev cov neeg siv khoom txhawb nqa
- 30-hnub nyiaj-rov qab lav
Cons
Kwv txhiaj kim kim
4. Trupanion Pet Insurance
Trupanion Pet Insurance muaj ib daim ntawv pov hwm tsiaj rau miv thiab dev. Nws yog ib txoj kev npaj dav dav uas npog cov xwm txheej thiab kev mob nkeeg. Txoj kev npaj no tseem tuaj nrog cov neeg caij tsheb tshwj xeeb. Cov Kev Pabcuam Rov Qab thiab Ntxiv Kev Pabcuam Kev Pabcuam muab kev pabcuam rau lwm txoj kev khomob uas feem ntau lwm lub tuam txhab pov hwm tsiaj yuav tsis them rov qab. Pob Nyiaj Pab Tus Tswv Cuab Tus Tsiaj yuav them rov qab cov nqi saib xyuas tsiaj nyob sab nraud ntawm kev kho mob, xws li nce tsheb thiab cov ntawv ceeb toom tsiaj ploj.
Trupanion cov phiaj xwm zoo li yuav kim heev, tab sis nws yuav yog vim txhua qhov kev npaj muaj 90% cov nyiaj them rov qab thiab tsis muaj kev txwv txhua xyoo. Lub tuam txhab pov hwm tsiaj no tseem tuaj yeem xa nyiaj ncaj qha rau cov kws kho tsiaj uas koom nrog.
Pros
- Muaj cov neeg caij tsheb tshwj xeeb
- Txhua txoj kev npaj tsis muaj kev txwv txhua xyoo
- Txhua txoj kev npaj muaj 90% tus nqi them rov qab
- Yuav them ncaj qha rau qee tus kws kho tsiaj
Cons
kuj kim heev
5. Hartville Pet Insurance
Hartville Pet Insurance kuj muaj qee qhov nqi pheej yig zoo nkauj, nyob ntawm koj tus tsiaj lub hnub nyoog thiab yug me nyuam. Qhov kev pab them nqi ntawm lub hauv paus phiaj xwm yog qhov dav thiab suav nrog kev kho mob rau kev mob caj ces, kev kho hniav, kev kho lwm yam, thiab teeb meem kev coj cwj pwm.
Yog tias koj xav txuag nyiaj ntau dua thiab muaj tus tsiaj me, txoj kev npaj kev sib tsoo nkaus xwb yuav yog qhov kev xaiv tsim nyog. Hartville tsis muaj hnub nyoog txwv rau cov tsiaj, tab sis koj tuaj yeem cia siab tias yuav pom cov nqi nce ntxiv yog tias koj muaj tus tsiaj uas muaj hnub nyoog 5 xyoos lossis laus dua.
Pros
- Nyob zoo
- Kuj suav nrog kev kho hniav, kev kho lwm yam, thiab teeb meem coj tus cwj pwm
- Muaj xwm txheej nkaus xwb
- No age limits
Cons
Premiums ua kim heev rau cov tsiaj laus
6. He althy Paws Pet Insurance
He althy Paws Pet Insurance muaj cov xwm txheej raug xwm txheej thiab kev mob nkeeg uas tseem them rov qab cov kev mob tshwm sim thiab kev yug me nyuam thiab mob qog noj ntshav. Koj tuaj yeem xaiv koj tus nqi txiav tawm, tus nqi them rov qab, thiab kev txwv txhua xyoo. He althy Paws txawm muaj kev xaiv los tshem tawm cov kev txwv txhua xyoo hauv kev pauv rau cov nqi siab dua. Txawm li cas los xij, qhov kev xaiv no tsuas yog muaj rau cov tsiaj yau xwb. He althy Pets 'plawv them nqi nce siab rau cov dev laus.
Yog tias kev pabcuam cov neeg siv khoom yog qhov tseem ceeb rau koj, He althy Paws muaj kev txhawb nqa zoo rau cov neeg siv khoom, thiab nws lub vev xaib thiab app yog ob qho tib si siv tau zoo heev. Koj tuaj yeem cia siab tias yuav muaj cov lus teb sai sai rau cov lus nug xa tuaj.
Pros
- Customizable plans
- Kev xaiv tsis muaj kev txwv txhua xyoo
- Cov neeg siv khoom zoo heev
Cons
Premiums ntau dua rau cov tsiaj laus
7. Figo Pet Insurance
Figo Pet Insurance cov phiaj xwm muaj kev pabcuam dav dav. Ntxiv nrog rau cov nqi them rov qab rau kev sib tsoo thiab mob, cov phiaj xwm them rau lwm txoj kev kho mob thiab cov khoom noj khoom haus. Tsis muaj hnub nyoog txwv rau kev pov hwm, yog li txhua tus miv lossis dev tuaj yeem tsim nyog tau txais kev pab. Thaum koj tso npe, koj kuj tseem tuaj yeem siv Figo's 24/7 veterinary kev sib tham nyob tham.
Figo tus nqi them feem ntau yog nyob hauv thaj tsam ntawm lub xeev nruab nrab, tab sis lawv tuaj yeem tau txais kim, nyob ntawm seb koj kho koj li cas. Cov phiaj xwm kim tshaj plaws muaj kev them nyiaj ib xyoos tsis txwv thiab kev xaiv rau 100% cov nyiaj rov qab.
Nco ntsoov tias Figo lub sijhawm tos rau lub duav dysplasia thiab lub hauv caug raug mob yog 6 lub hlis. Yog li yog tias koj tus tsiaj yug me nyuam muaj kev cuam tshuam rau kev sib koom ua ke, nws zoo dua rau npe rau hauv ib txoj kev npaj sai dua tom qab.
Pros
- Cov kev kho mob lwm yam thiab zaub mov noj
- No age limits
- Nkag mus rau 24/7 veterinary kev sab laj nyob sib tham
- Kev xaiv rau 100% cov nyiaj them rov qab thiab tsis muaj kev txwv txhua xyoo
Cons
6-hli tos rau lub duav dysplasia thiab mob hauv caug
8. Nationwide Pet Insurance
Ib qho ntawm cov yam ntxwv zoo tshaj plaws ntawm Kev Pov Hwm Tsiaj Hauv Tebchaws yog nws cov kev pab them nqi ntawm cov noog thiab cov tsiaj txawv. Nws kuj tseem muaj qhov txo nqi 5% ntau tus tsiaj, yog li yuav luag txhua tus tsiaj tuaj yeem tau txais kev pab them nqi rau kev sib tsoo thiab mob, thiab koj tuaj yeem muaj kev txuag nyiaj thaum sau npe rau lawv txhua tus.
Nationwide muaj peb lub hom phiaj tseem ceeb, Whole Pet, Major Medical, thiab Pet Wellness. Tag Nrho Cov Kev Npaj Tsiaj yog qhov dav tshaj plaws, thaum Kev Kho Mob Loj muaj kev txwv ntau dua rau tus nqi pheej yig dua. Cov phiaj xwm kev noj qab haus huv rau tsiaj suav nrog kev saib xyuas thiab kuaj kev noj qab haus huv.
Thaum nws los txog rau kev hloov kho nyob rau hauv cov phiaj xwm, Nationwide's system yog me ntsis lackluster. Koj yuav tsis tas yuav muaj kev xaiv los xaiv koj tus nqi txiav tawm, tus nqi them rov qab, lossis kev txwv txhua xyoo. Cov no feem ntau txiav txim siab rau koj los ntawm Nationwide's underwriting.
Pros
- Kev pab them nqi rau cov noog thiab cov tsiaj txawv txawv
- 5% txo nqi ntau tus tsiaj
- Cov kev xaiv sib txawv
Cons
Txoj kev xaiv txwv txiav tus nqi txiav tawm, txwv txhua xyoo, thiab cov nyiaj them rov qab
9. ASPCA Pet Insurance
ASPCA Pet Insurance muaj qhov hloov kho tau zoo heev rau koj cov phiaj xwm, yog li koj tuaj yeem xaus nrog kev xaiv uas muaj qhov tsim nyog ntawm kev pab them nqi nrog tus nqi pheej yig tshaj plaws. ASPCA tso cai rau cov tswv lag luam txiav txim siab txog tus nqi txiav tawm, feem pua ntawm cov nyiaj them rov qab, thiab kev txwv txhua xyoo.
Cov phiaj xwm hauv paus npog kev raug xwm txheej thiab kev mob nkeeg, thiab nws suav nrog lwm cov kev pabcuam, xws li lwm txoj kev kho mob, zaub mov noj, thiab nqi kev sab laj tshuaj lom. Nws kuj tsis muaj hnub nyoog txwv rau cov tsiaj laus. Yog li, nws muaj ntau yam kev qhia ntau dua li lwm cov phiaj xwm.
Hmoov tsis zoo, cov neeg siv khoom tau muaj kev sib xyaw nrog cov neeg siv khoom. Koj tuaj yeem pom ntau qhov kev tshuaj xyuas zoo. Txawm li cas los xij, qee tus neeg tau ntsib lub sijhawm tos ntev rau kev ua cov ntaub ntawv thov, tshwj xeeb tshaj yog tias cov ntawv tsis tau sau kom raug.
Pros
- Highly customizable plan
- Cov kev pab cuam suav nrog lwm txoj kev kho mob thiab zaub mov noj
- No age limits
Cons
- Kev thov kev thov yuav siv sij hawm ntev
- Cov neeg siv khoom sib xyaw ua ke
10. Bivvy Pet Insurance
Pet Insurance muaj txoj hauv kev yooj yim thiab yooj yim kom tau txais koj cov tsiaj nyob hauv daim ntawv pov hwm. Nws muaj tus nqi tiaj tus rau txhua tus tsiaj, thiab koj daim ntawv thov tuaj yeem pom zoo tsis pub dhau feeb tom qab xa nws. Koj kuj tsis tas yuav xa cov ntawv xeem vet kom pom zoo.
Kev sib pauv rau Bivvy tus nqi qis thiab kev ua haujlwm ceev yog tias nws txoj kev npaj them nqi tsis muaj zog dua li feem ntau ntawm nws cov neeg sib tw. Cov tsiaj kuj muaj kev pab them nqi kho mob tas mus li $25,000. Yog li, qhov kev pov hwm no yog ib qho kev kho sai uas tuaj yeem pab cov tsiaj me thiab noj qab nyob zoo. Txawm li cas los xij, cov tsiaj laus uas raug mob hnyav yuav tsis tau txais txiaj ntsig ntau los ntawm qhov kev pab them nqi kho mob no.
Pros
- Quick and easy application process
- Paj tus nqi rau txhua tus tsiaj
- Vet exams tsis tas yuav nrog daim ntawv thov
Cons
- Lub neej txwv ntawm $25,000
- Txoj kev npaj tsis zoo rau cov tsiaj laus
11. USAA Pet Insurance
Koj tuaj yeem nrhiav qee qhov kev pab them nqi kho mob pheej yig los ntawm USAA Pet Insurance. Koj tuaj yeem xaiv tus qauv xwm txheej xwm txheej thiab kev mob nkeeg lossis xaiv rau cov phiaj xwm pheej yig dua nkaus xwb. Yog tias koj xav tau kev pab them nqi kho mob rau kev noj qab haus huv, qhov kev pab cuam Wellness Rewards yog ib qho kev xaiv muaj. Nws tuaj yeem pab koj tau txais qee qhov nyiaj them rov qab rau kev noj qab haus huv thiab kev tiv thaiv.
Txoj kev npaj xwm txheej nkaus xwb muaj tus nqi pheej yig dua, tab sis qhov txwv txhua xyoo yog $ 5,000. Nws tseem ceeb heev uas yuav tsum nco ntsoov tias yog tias koj muaj tus tsiaj ntawm kev sib tsoo thiab kev mob nkeeg, nws yuav yog. cia li hloov mus rau txoj kev npaj xwm txheej nkaus xwb thaum nws muaj 14 xyoos.
Yog li, cov tsiaj yau yog cov uas feem ntau tau txais txiaj ntsig los ntawm USAA cov phiaj xwm pov hwm. USAA tseem ntxiv credit rau koj qhov kev txiav tawm rau txhua xyoo koj tsis tau txais daim ntawv thov.
Pros
- Kev npaj them nqi pheej yig nkaus xwb
- Kev saib xyuas kev noj qab nyob zoo
- Can muab credit rau deductible
Cons
- Kev npaj muaj xwm txheej nkaus xwb qhov txwv txhua xyoo yog $5,000
- Cov tsiaj qub cia li hloov mus rau txoj kev npaj xwm txheej nkaus xwb
12. Pumpkin Pet Insurance
Thaum Pumpkin Pet Insurance muaj qee tus nqi them siab tshaj hauv kev ua lag luam, nws los nrog perks. Tag nrho cov phiaj xwm muaj 90% cov nyiaj them rov qab thiab cov kev txwv txhua xyoo. Pumpkin Pet Insurance cov phiaj xwm tseem muaj peb txoj kev txiav tawm.
Lwm qhov txiaj ntsig ntawm Pumpkin Pet Insurance yog tias nws tsis tso ib qho kev txwv rau kev yug me nyuam lossis hnub nyoog. Koj tseem tuaj yeem tau txais kev pab them nqi kho mob, teeb meem kev coj cwj pwm, kev kho hniav, thiab zaub mov noj.
Pros
- Txhua txoj kev npaj muaj 90% tus nqi them rov qab
- High txhua xyoo txwv
- Cov tshuaj kho lwm yam thiab zaub mov noj
- Cov kev kho hniav thiab kev kho hniav rau cov teeb meem coj tus cwj pwm
Cons
Nyob zoo
13. AKC Pet Insurance
AKC Pet Insurance yog qhov kev xaiv zoo rau cov neeg yug tsiaj vim nws muab kev xaiv kom tau txais kev pab them nqi ntsig txog kev yug me nyuam thiab cev xeeb tub, uas tsis tshua pom muaj nyob hauv cov phiaj xwm kev tuav pov hwm tsiaj. Tej zaum koj kuj yuav muaj hmoo yog tias koj muaj tus tsiaj uas muaj tus mob ua ntej vim AKC muaj kev xaiv rau kev pab them nqi kho mob ua ntej tom qab 12 lub hlis tos.
AKC muaj qhov zoo ntawm cov kev xaiv ntxiv uas koj tuaj yeem tso rau saum lub hauv paus phiaj xwm, tab sis cov kev xaiv no txawv ntawm lub xeev mus rau lub xeev. Hauv Connecticut, koj muaj cov kev xaiv ntxiv rau kev pab them nqi kho mob ntau dua rau kev kuaj mob thiab kev mus ntsib chaw ua haujlwm, cov kev mob tshwm sim, thiab kev txhawj xeeb txog kev yug me nyuam.
Nco ntsoov tias AKC kev tuav pov hwm tsiaj tsuas muaj rau dev xwb. Nws kuj muaj hnub nyoog txwv uas ua rau dev 8 xyoo thiab laus dua tsis tsim nyog tau txais kev pab.
Pros
- Ntau yam kev xaiv ntxiv
- Cov kev saib xyuas yug me nyuam thiab kev xeeb tub
- Tau npog qhov xwm txheej uas twb muaj lawm
Cons
- Tsuas yog rau dev
- Hnub nyoog txwv yog 8 xyoo
14. Progressive Pet Insurance
Progressive Pet Insurance muaj peb hom kev npaj-kev xwm txheej thiab kev mob, kev raug mob nkaus xwb, thiab kev saib xyuas kev noj qab haus huv. Cov phiaj xwm xwm txheej xwm txheej thiab kev mob nkeeg yog tus qauv zoo nkauj, tab sis nws tsis them cov kev pabcuam ntxiv, xws li kev kho mob thiab khoom noj khoom haus.
Progressive ua rau kev them nyiaj yooj yim. Cov kws kho tsiaj uas koom nrog tuaj yeem tau txais cov nyiaj them ncaj qha kom koj tsis tas yuav ua ntawv thov. Kuj tseem muaj cov kev xaiv them yooj yim, thiab koj tuaj yeem them txhua hli, peb lub hlis twg, lossis cov nqi them txhua xyoo.
Koj tuaj yeem pom qee qhov kev npaj pheej yig uas tuaj yeem raug nqi tsawg dua $ 10 ib hlis. Cov kev pab them nqi kho mob thiab cov phiaj xwm xwm txheej nkaus xwb muaj tus nqi tiaj tus uas tsis nce txhua xyoo. Yog li, nws yog ib qho kev npaj pheej yig tshaj plaws rau cov dev laus.
Pros
- Kev xwm txheej nkaus xwb thiab kev noj qab haus huv muaj tus nqi tiaj tus
- Qee cov kws kho tsiaj tuaj yeem tau txais cov nyiaj them ncaj qha
- Cov kev xaiv pheej yig
Cons
No coverage for holistic therapies and prescription food
15. Geico Pet Insurance
Geico Pet Insurance muaj cov nqi pheej yig, tab sis muaj lub caij nyoog zoo uas koj yuav muaj kev txwv qis dua txhua xyoo. Thaum koj thov kev tuav pov hwm tus tsiaj rau Geico, koj tsis tuaj yeem xaiv koj qhov kev txwv txhua xyoo raws li Geico yuav txiav txim siab rau koj tom qab koj daim ntawv thov nkag mus rau hauv kev sau ntawv.
Geico muaj kev sib tsoo thiab kev mob nkeeg uas tseem them txog $1,000 rau cov kev pab kho hniav. Koj tuaj yeem ntxiv cov kev pabcuam kev noj qab haus huv, tab sis nws zoo nkauj txwv rau tus nqi koj them, yog li cov nyiaj khaws cia feem ntau tsis xaus rau qhov tseem ceeb. Txawm li cas los xij, txhua tus neeg tuav txoj cai tau nkag mus rau 24/7 tus tsiaj noj qab haus huv kab, yog li koj tseem tuaj yeem txuag cov nqi los ntawm kev zam kom tsis txhob mus ntsib kws kho tsiaj.
Pros
- Nkauj pheej yig tus nqi
- Pass Plan them txog $1,000 rau cov kev pab kho hniav
- 24/7 Pet He alth Line
Cons
- Tsis xaiv tus nqi txwv txhua xyoo
- Tsis muaj kev txuag nyiaj nrog kev noj qab haus huv
Tus Neeg Yuav Khoom Qhia: Xaiv Tus Muab Kev Pov Hwm Tsiaj Zoo hauv Connecticut
Dab tsi nrhiav hauv Pet Insurance
Thaum cov tuam txhab pov hwm tsiaj ua raws li cov qauv zoo sib xws rau kev muab kev pab cuam, lawv txawv me ntsis hauv ntau qhov chaw tseem ceeb. Nov yog qee yam uas yuav tsum nco ntsoov thaum mus yuav khoom rau daim ntawv pov hwm tsiaj.
Policy Coverage
Cov tuam txhab tuav pov hwm feem ntau pib nrog lub hauv paus phiaj xwm uas muaj kev pab them nqi kho mob thiab kev mob nkeeg. Cov phiaj xwm no feem ntau suav nrog kev kuaj mob, mus ntsib xwm txheej ceev, thiab kev phais. Qee cov phiaj xwm kuj tseem them rau kev kho hniav, kev kho hniav, thiab zaub mov noj, tab sis tsis yog txhua lub tuam txhab yuav them rov qab cov kev pabcuam no.
Txawm li cas los xij, lawv tuaj yeem tso cai rau koj hloov kho koj txoj kev npaj los ntawm kev ntxiv cov neeg caij tsheb los nthuav koj cov kev pabcuam. Cov neeg caij tsheb feem ntau yog tus neeg caij tsheb noj qab haus huv, uas pab them nyiaj rau kev noj qab haus huv thiab kev tiv thaiv.
Qee lub tuam txhab tuav pov hwm kuj muaj cov phiaj xwm pheej yig dua, xws li cov phiaj xwm xwm txheej nkaus xwb thiab cov phiaj xwm kev noj qab haus huv ib leeg. Cov phiaj xwm no yog qhov zoo tshaj plaws rau cov menyuam yaus thiab noj qab haus huv dev uas muaj feem tsawg ntawm kev tsim mob ntev lossis xav tau kev phais.
Kev Pabcuam & Lub Npe
Kev sib txuas lus thiab kev pabcuam cov neeg siv khoom zoo ib yam yog qhov tseem ceeb thaum xaiv lub tuam txhab pov hwm tsiaj. Txij li thaum cov nyiaj them rov qab ua lub luag haujlwm tseem ceeb hauv kev them nqi kho tsiaj, nws yog ib qho tseem ceeb kom nrhiav tau lub tuam txhab nrog cov txheej txheem thov nyiaj yooj yim thiab ceev thiab cov lus teb siab rau cov neeg siv khoom nug.
Thaum koj pib txo qis koj cov npe ntawm cov tuam txhab pov hwm tsiaj, nco ntsoov txuas nrog cov neeg sawv cev pabcuam kom tau txais tag nrho cov ntaub ntawv tsim nyog uas koj xav tau los txiav txim siab. Tus neeg sawv cev pabcuam cov neeg siv khoom zoo yuav muaj peev xwm teb koj cov lus nug thiab tseem yuav qhia tau tias muaj kev txaus siab los taug kev koj los ntawm kev nrhiav txoj kev npaj tsim nyog rau koj tus tsiaj. Zam cov neeg sawv cev uas zoo li lawv tsuas yog xav muag koj cov phiaj xwm kim tshaj plaws. Qee zaum, qhov kev pab them nqi tshaj plaws tsis yog txoj kev npaj tsim nyog tshaj plaws rau koj tus tsiaj.
Thov them rov qab
Cov tuam txhab pov hwm tsiaj yuav muaj lawv tus kheej cov txheej txheem them rov qab. Thawj qhov koj xav paub yog qhov ntev ntawm qhov kev thov xa ntawv qhov rai. Qee lub tuam txhab yuav lees txais cov ntaub ntawv them nqi kho mob uas muaj hnub nyoog 12 lub hlis, thaum lwm tus yuav tsis lees txais cov ntawv thov rau cov nqi laus dua 270 hnub.
Cov tuam txhab pov hwm tsiaj feem ntau yuav muaj sijhawm 30-hnub los ua haujlwm thiab them nyiaj rov qab. Txawm li cas los xij, qee lub khw lawv tus kheej kom muaj peev xwm ua cov ntaub ntawv thov sai li 2 hnub.
Ib tug puv tes ntawm cov tuam txhab muaj cov kev pab cuam uas lawv tuaj yeem xa nyiaj ncaj qha mus rau cov kws kho tsiaj kom koj tuaj yeem hla cov txheej txheem thov nyiaj. Txawm li cas los xij, lawv tsuas tuaj yeem xa cov ntawv thov mus rau cov kws kho tsiaj uas koom nrog cov software tsim nyog rau hauv lawv cov nqi them nqi.
Price of Policy
Tus nqi yuav txawv ntawm cov tuam txhab pov hwm tsiaj vim muaj ntau yam laj thawj. Hom kev pab them nqi yog ib qho tseem ceeb tshaj plaws uas cuam tshuam rau tus nqi. Cov phiaj xwm xwm txheej nkaus xwb yog hom kev npaj pheej yig tshaj vim tias lawv muab kev pab tsawg dua. Cov phiaj xwm xwm txheej thiab kab mob feem ntau muaj tus nqi nruab nrab, thiab lawv yog hom kev pov hwm tus tsiaj ntau tshaj plaws. Cov phiaj xwm kev pab them nqi kho mob yog kim tshaj vim tias lawv tau nthuav dav, thiab ntau ntawm lawv kuj muaj cov nqi them rov qab ntau dua thiab txwv txhua xyoo.
Lwm yam uas yuav cuam tshuam rau tus nqi txoj cai yog cov kev hloov kho uas koj tuaj yeem ua rau daim ntawv pov hwm. Qee cov phiaj xwm tuaj nrog kev xaiv ntxiv-ons lossis cov neeg caij tsheb rau tus nqi ntxiv. Qee lub tuam txhab tuav pov hwm kuj tseem tso cai rau koj xaiv koj qhov kev txiav tawm, tus nqi them rov qab, thiab kev txwv txhua xyoo, thiab koj cov kev xaiv yuav cuam tshuam rau tus nqi ntawm koj tus nqi them.
Thaum kawg, tuam txhab pov hwm tsiaj yuav kho cov nqi them raws li koj tus dev keeb kwm kho mob. Cov dev laus thiab qee cov dev tshwj xeeb uas paub tias muaj ntau yam kab mob caj ces zoo li yuav muaj kev tuav pov hwm kim dua li cov dev yau.
Plan Customization
Cov tuam txhab pov hwm tsiaj feem ntau yuav tso cai rau koj ua cov kev hloov pauv yooj yim rau koj txoj kev npaj. Koj tuaj yeem ntxiv cov neeg caij tsheb mus rau lub hauv paus phiaj xwm kom suav nrog cov kev pab cuam ntxiv rau cov kev pabcuam xws li lwm txoj kev kho mob thiab kev saib xyuas niaj hnub. Lwm yam kev hloov kho uas koj tuaj yeem ua yog xaiv koj tus nqi txiav tawm, tus nqi them rov qab, thiab kev txwv txhua xyoo.
Txawm li cas los xij, tsis yog txhua lub tuam txhab tuav pov hwm muab kev xaiv rau cov neeg siv khoom los ua cov kev hloov kho no. Qee tus yuav ua qhov kev thov tom qab koj tus tsiaj daim ntawv thov nkag mus los ntawm lawv cov txheej txheem sau npe. Cov tuam txhab lag luam yuav muab cov kev pabcuam raws li lawv cov txiaj ntsig hauv qab uas yuav suav nrog koj qhov kev txiav tawm, tus nqi them rov qab, thiab kev txwv txhua xyoo.
FAQ
Tus nqi nruab nrab ntawm kev tuav pov hwm tsiaj hauv Connecticut yog dab tsi?
Kev tuav pov hwm tsiaj hauv Connecticut tuaj yeem raug nqi nyob qhov twg ntawm $20-$110 ib hlis rau dev thiab $10-$50 ib hlis rau miv.
Yam uas cuam tshuam tus nqi suav nrog hauv qab no:
- Koj qhov chaw nyob
- Koj tus tsiaj lub hnub nyoog
- Koj tus tsiaj yug
- Type of insurance plan
- Plan reimbursement rate
- Plan deductible
- Plan txhua xyoo txwv
Puas pov hwm tsiaj rau kev tiv thaiv kev saib xyuas puas tsim nyog?
Raws li tam sim no, cov phiaj xwm tiv thaiv ib leeg tsis yog cov kev xaiv nrov heev ntawm cov tswv tsiaj. Qhov tseeb, cov phiaj xwm xwm txheej kub ntxhov thiab kev mob nkeeg yog hom phiaj xwm nyiam tshaj plaws thiab siv 98% ntawm cov phiaj xwm kev tuav pov hwm.
Cov kev npaj saib xyuas kev tiv thaiv tsis yog nrov heev vim tias ntau tus neeg tsis tshua muaj kev txuag nyiaj ntau dua li tsuas yog them tawm hauv hnab ris xwb. Cov phiaj xwm no yuav muaj qhov txo qis dua, yog li koj tseem tuaj yeem them koj tus kheej vim tias koj tau tshaj qhov txwv txhua xyoo.
Txawm li cas los xij, qee tus tswv tsiaj tuaj yeem tau txais txiaj ntsig los ntawm kev tiv thaiv kev saib xyuas yog tias cov phiaj xwm suav nrog microchipping thiab spaying thiab neutering cov txheej txheem. Yog li, yog tias koj muaj menyuam dev lossis tus dev me, koj yuav tau txais txiaj ntsig zoo tshaj plaws los ntawm txoj kev npaj saib xyuas kev tiv thaiv.
Puas pov hwm tsiaj tsuas them rau miv thiab dev xwb?
Lub sijhawm no, nws nyuaj rau nrhiav lub tuam txhab pov hwm tsiaj uas muab kev pab them nqi rau cov tsiaj uas tsis yog miv thiab dev. Txawm li cas los xij, Nationwide Pet Insurance muaj kev tuav pov hwm rau cov noog thiab cov tsiaj sib txawv, thiab ASPCA tsiaj pov hwm muab kev npaj rau nees.
Cov neeg siv hais dab tsi
Embrace Pet Insurance muaj qhov kev ntsuam xyuas A+ los ntawm Lub Chaw Ua Lag Luam Zoo Tshaj Plaws (BBB) thiab ntau qhov kev tshuaj xyuas zoo los ntawm cov neeg siv khoom. Ntau qhov kev tshuaj xyuas hais txog kev pabcuam zoo rau cov neeg siv khoom thiab cov txheej txheem thov yooj yim, xws li qhov kev tshuaj xyuas Google no:
“Kuv tsis tau muaj kev pov hwm vet tab sis zoo siab heev uas kuv txiav txim siab yuav nws rau kuv tus dev thiab txawm zoo siab dua uas kuv xaiv Embrace rau kev pab them nqi. Cov ntaub ntawv thiab kev thov cov txheej txheem yog qhov yooj yim heev kom ua tiav, thiab muaj ib txwm muaj ib tus neeg los teb cov lus nug thiab muab kev pab yog tias xav tau."
Raws li nrog txhua lub tuam txhab, Embrace muaj qee qhov kev paub tsis zoo rau cov neeg siv khoom. Qee tus tswv tsiaj tau poob siab nrog cov nqi tseem ceeb nce ntxiv thaum lawv cov tsiaj muaj hnub nyoog. Yog li, nco ntsoov kom tau txais cov lus teb meej txog yuav ua li cas Embrace yuav txiav txim siab tus nqi nws yuav nce koj tus tsiaj cov nqi them txhua xyoo koj rov ua dua koj txoj cai.
Tus Muab Kev Pov Hwm Tus Tsiaj twg yog qhov zoo tshaj rau koj?
Rau lub xeev Connecticut, Embrace Pet Insurance yog tus muab kev pabcuam zoo tshaj plaws rau cov tswv tsiaj feem ntau. Nws txoj kev npaj kev huam yuaj thiab kev mob nkeeg muaj ntau qhov kev pab cuam ntawm tus nqi pheej yig, thiab nws cov neeg siv khoom muaj lub koob npe nrov. Txawm li cas los xij, yog tias koj tab tom nrhiav ib yam dab tsi uas pheej yig dua, Lemonade Pet Insurance yog qhov kev xaiv nyiaj txiag zoo uas tuaj yeem pab tau ntau tus tswv tsiaj nrog cov tsiaj me thiab noj qab nyob zoo.
Yog tias koj muaj tsiaj yug tsiaj uas yuav xav tau kev saib xyuas ntau dua, Spot Pet Insurance muaj cov phiaj xwm uas them rau ntau yam kev pabcuam kws kho tsiaj. Yog tias koj muaj cov tsiaj loj dua, koj yuav xav mus saib rau hauv ASPCA lossis Progressive vim lawv tsis muaj hnub nyoog txwv rau cov tsiaj.
Conclusion
Peb tus yeej rau kev pov hwm tsiaj zoo tshaj plaws hauv Connecticut yog Embrace Pet Insurance. Nws yog lub tuam txhab pov hwm tsiaj muaj npe nrov uas muab kev pab them nqi ntau rau cov tsiaj feem ntau, thiab koj tuaj yeem tau txais txiaj ntsig los ntawm kev txuag nyiaj.
Raws li kev ceeb toom, cov phiaj xwm nrog cov kev pab them nqi tshaj plaws yuav tsis yog qhov zoo tshaj plaws rau koj tus tsiaj, thiab koj tuaj yeem poob nyiaj ntau ntawm txoj kev. Txij li thaum cov nyiaj pov hwm tus tsiaj yuav txawv nyob ntawm koj tus tsiaj lub hnub nyoog thiab yug me nyuam, nws tuaj yeem pab tau nrog koj tus kws kho tsiaj tham ua ntej koj pib yuav khoom. Cov ntaub ntawv kev noj qab haus huv uas koj sau los ntawm koj tus kws kho tsiaj tuaj yeem pab koj xav txog yam kev siv nyiaj uas koj tuaj yeem xav tau los ntawm kev kho tsiaj. Thaum koj txiav txim siab cov kev pabcuam no, koj tuaj yeem nrhiav cov phiaj xwm nrog kev pabcuam uas haum rau koj tus tsiaj cov kev xav tau tshwj xeeb.